Three Steps to Your Surplus
The process is simple. We handle the complexity.
STEP 1
You Submit Your Property Address
Tell us which property you lost to foreclosure. Our system instantly queries county records to check for surplus. Most searches take 2 minutes.
STEP 2
We Verify & File the Claim
Once surplus is found, we draft the legal claim, verify your identity, gather county documentation, and file with the court. You sign documents we prepare. We handle everything else.
Typically 5–10 business days
STEP 3
The County Pays You
Once approved by the court, the county sends payment directly. Our fee is deducted by them before they send your portion to you. You never write a check.
Typically 4–8 weeks from claim filing
FAQ
Will this cost me anything upfront?
Common Questions
No. Zero upfront fees. We only earn a fee if your claim is successful, and the county pays us directly. Your funds arrive to you net of our fee.
What if there's no surplus?
We'll tell you honestly. No claim, no fee. If there's a surplus, we file.
How long does this take?
Claim filing is typically 1–2 weeks. Court approval can take 2–8 weeks depending on the county. Once approved, payment arrives in 4–8 weeks.
Do I have to go to court?
In most cases, no. We handle everything. You sign documents and provide ID. If the court requires your appearance, we'll guide you.
What states do you operate in?
New York and Florida (with plans to expand). Call us at [PHONE] to confirm your county.